Dear President Obama,
I have a simple idea that would put money directly into the hands of some of the people who could use it the most.
I live in California. It is not uncommon for me to be somewhere on the streets in the San Francisco Bay Area and to hear the conversations of people who have just lost their job, their home, their healthcare – essentially, all that they had worked so hard for. You hear these all the time, I know.
I see lone women living in parked cars in public areas. A few years ago when I traveled to India and saw the poverty, I remember thinking to myself, “There but for the grace of God or an accident of birth go I.” And now my empathy and compassion deepens even further as I see this suffering coming to our own country in unthinkable proportions.
I live in an area where the unemployment was already at 15.5% in April 2009 – I’ve recently heard it’s over 25% in my neighborhood. I’ve read many stories of people who have just given up hope – I see it in their faces as I walk down the streets. What I see is more desperation, more homelessness and more resignation. Yes, stimulus is coming, but it has to trickle down through the corporations that have put us in this stranglehold to begin with.
In my view, this whole meltdown began as a debt crisis. Credit was being given out hand over fist and foisted on everyone. Yes, it was not wise to accept what could not be repaid, but as we are painfully aware, far too many people did just that. The American Consumer just filled up on debt never thinking that a growth cycle may turn to a contraction cycle.
And now, when so much Federal money has been directed to credit markets to ease this credit crisis, the credit rules are so stringent that many businesses have no access to money. One local green builder just went out of business because though they had plenty of work, none of the projects could get bank loans.
It seems to be that certain industries charge fees that have no substantive relationship to the services provided. Yes, some new credit card regulations were recently passed, but did you know that one of their latest schemes around the legislation is to say the credit card has been compromised by fraud, reissue a new card and then begin charging a 25% interest rate even though the old card had a much lower rate? When did bank fees become profit centers to the banks and an ever-larger drain on the American pocketbook? The problem with all of this is that the people who can least afford it are those who are charged the highest fees.
I have digressed. These are larger issues than I believe I can solve here.
Right now, here’s how we could really make a difference to some of the people who really need help:
Create a temporary waiver of the penalty for the early withdrawal of retirement funds. Further, apply it retroactively to the point at which this crisis began. This will give back money to the people who have already had to raid their savings. This way, they receive all the money that was theirs to begin with. For those who’ve already paid the tax, give them an immediate refundable credit.
Mr. President, I would submit to you that these are extraordinary times. I agree with you that we don’t want people to cannibalize their retirement savings, but for many people, this has been their only option to survive. If an individual has been brought to the point of desperation and forced to cash in their 401K (or other retirement accounts) – shouldn’t we waive this penalty in these most difficult of times? Do we really want the United States Government to benefit from this most desperate act?
With all that we have given to the corporations, can
we not do something for the common man and woman in America? It is my
belief that this would be a stimulus package that would truly help some of
those who need it most.





































The world is silent but for the beating of my heart. And then I listen. And then I hear.
Rhythm. And sound. We are all comprised of the same building blocks, molecular structure, DNA and vibrational harmonics.
Do you believe in the collective unconsciousness, the knowing that we all have genetic memory that serves to bind us to humanity? Is it a stream, or perhaps a river, or an ocean of thought, another, perhaps a higher consciousness? Is it creation? Who was it who said, “To create is divine, to reproduce merely human?” (1)
Rhythm. The flow, the sound of a breath, a heartbeat, the last eternal gasp, the cadence of humanity. We are creatures who live and thrive from the stimulation derived of our group. Singularly we exist, within the context of the right nurturance, we soar to the heavens on the wings of divine ability. Stimulation from nurturance, from positive challenge, from abstract thinking allows expansiveness in our conceptual thinking, our ability to solve problems and to be productive members of society.
Beginnings. Babies tender and full of the possibilities of life. All infants have musical ability. 2 We are moldable plastic individuals. Brains formed, each of us born with 100 billion brain cells/neurons. 3 Learning is a lifetime of possibility, a lifetime event if we choose it to be. Did you know that musicians have a 5% greater capacity in their cerebellum? This is thought to be due to the structural plasticity of the brain.4 It seems, according to Dr. Norman Weinberger, Professor of Neurobiology and Behavior at the University of California, that “playing music seems to be the ultimate form of brain exercise.”2
Rhythm. We are born with it. We move to it. Deep within our genetic structure, our de-oxy-ribo-nucleic acid (our DNA), we can establish relational models. We can map it; photograph it with infrared light using a device called a spectrophotometer. And through these images, through these pictures of our selves, in the most core sense, these frequencies are resolved down to a mathematical relationship, one that is coincidentally like the science of music. It replicates the linear relationship of musical notes, the building blocks of musical theory from which the foundational theories are laid. That starting place from where we begin to bend and break the rules. The harmonics of our DNA can be synthesized and played. It is not dissonant nor discordant, it is harmonic in the sense that with these notes, we feel an overwhelming sense of comfort.
Rhythm. Relational. Music is the habitation of relational tone and structure and sometimes even dissonance. Cultural dissonance. Do you know that we compose mostly in C? The drums and bells and gongs of the Eastern world are for the most part tuned to C as well. “Could it be that we are all as a planet trying to tune to the same vibrational harmonics?” Could this be the beginnings of our understanding of the collective unconsciousness? Vibrational frequency. Nature or nurture? In what ways does this serve to define and describe the ways in which we see things differently, to the beat of another drum? What is the explanation for being attuned to a different harmonic scale? Surely future science will help to inform us.
Rhythm. The neonate. The infant. Full of possibilities, to be so much determined by nurturance and love. To love a child, to touch a child, to sing to a child is to mold their circuits, the synapses of their being to be able to accept love and to give them the gift of critical thinking. It is the programming of the computer, the laying down of the foundation; it is the beginning of their own circle of life.
Math and music are processed in proximate areas of the brain. Abstractions, critical thinking, pathways laid down to solve and resolve, critical thinking. One of those abilities that helps to define the tools of man.
Rhythm. And music, yes music is transcendent. Who among us has not been transported to the divine? In the world of technical parlance, music has been linked to the areas of the brain reserved for biologically relevant, survival related stimuli. And those shivers down the spine of ecstasy.
[6] It expands beyond our conscious space and into the world of possibility and hope and dreams. To hear the chanting of the monks high atop the mountain, to listen to the choir in St Paul’s cathedral, it is to be like a bird and soar to the heavens on the wings of God. It is to connect with that most beautiful part of humanity, the divinity of creation. And so, even with the knowledge of the power of creation and destruction, man’s inhumanity to man, music restores us in our relationship to self, to our higher power, to the beauty that is life as we are allowed to experience it unfolding.
Rhythm. It is the beat, the autumnal cadence, the fire of spring, it is beginnings and endings, the circle of life. If all constructs are based upon the premise of a healthy brain is one that is utilized and maximized, the extrapolate from this:
A child’s most critical point in life, the time when these neural connections are laid down is from 0 to 3 years – maybe even conception to 3 years, but as yet, we do not know though preliminary testing does seem to validate the importance of prenatal stimulation.7 Music and math require the same abstractions of thought. Through PET (positron-emission-tomography) scans of the brain it has been shown that the cortex area of the brain is stimulated while listening to complex musical forms, such as Mozart. Testing scores, such as the SAT are demonstrating the ability of children exposed to the arts as being more able to engage in critical thinking. In 1995 children who had studied the arts for over four years scored 59 points higher on the verbal portion of the SAT and 44 point higher on the math portion as compared to children with no such coursework.8 And we are never too old to learn, to stimulate our brain, to continue to maintain these neural pathways.
It has been said that from the time of the ancients, Plato and Aristotle to name but a few, that the healing powers of music have been recognized. Since post World War I and II we have used music as a healing tool in this country. The beginnings were with those men that we sent out into the world to be our warriors and our protectors. They came back home from horrors that most of us will never, ever imagine. Mustard gas, cries of the wounded, the living/breathing fury of battle. And music, yes music was used to touch these men, to show them that even through where they had been and what they had seen; there was still the possibility of beauty and healing in their lives. For what they now witnessed was their ability to still be touched most deeply and profoundly through the profound lyrical beauty of music. That soul connection that music inhabits.
And so forward we have moved.8 In 1950 the National Association for Music Therapy was founded. The possibilities for music in healing seem to be limitless. We have found that stroke patients who have lost the ability to speak can often more easily learn to sing their words, sentences and thoughts – thus allowing them “improve the fluency of their speech.” Think of it as a sort of rewiring of the brain, the temporal house of our soul.
Rhythm. In healing. It is our “big external clock.”9 Take it back to the images of our DNA, to the linear relationships, to the synchrony of movement with the beat, with the rhythm, into patterns and shapes and forms. A hand keeping time. A reigning in of emotions to a positive realm for an adolescent living beyond despair – that moment to connect back to a self evoked with the aid of music, to happier times. Beneath the layers of what we can consciously detect, it is possible to see the changes reflected in the PET scans. A consciousness layered beyond that which we can discern. We are truly complex creatures capable of processing vast amounts of information.
Rhythm. The underpinnings of music. To put us in the mood, to fuel our desire, to calm us down and to establish our belonging to the tribe of humanity. To witness the depths of mans’ inhumanity to man, the first breath of a newborn or the last whisper of our beloved. At core, we are all built with the same materials. It is how our neural pathways are laid down, our ability to think, to create, to problem solve and our relationship to the world that makes each of us uniquely gifted.
The world is silent but for the beating of my heart. And then I listen. And then I hear. Rhythm.
1 Man Ray, Photographer/Painter
2 Gray Matter: The Arts and the Brain, 2002. Dana.org
3 Karen DeBord, Ph.D., Brain Development, 1997. National Network for Child Care.
4 Sandra J. Ackerman, Listen to This! How Music Affects Your Brain.
5 Susan Alexjander, M.A., The Infrared Frequencies of DNA Bases, as Science and Art.7 Alladi P, Wadhwa S, Singh N., Effect of prenatal auditory enrichment on developmental expression of synaptophysin and syntaxin 1 in chick brainstem auditory nuclei, 2002. Department of Anatomy, All India Institute of Medical Sciences, New Delhi, India.
8 Karen R. Nelson, The Music of Healing, National Endowment for the Arts.
